Banking & ATM

1. దగ్గరలో ATM ఉందా?

   Daggaralō ATM uṃdā?

   Is there an ATM nearby?

   Usage

   Looking for a nearby ATM

   Grammar Note

   "Undi" (there is) + "-aa" interrogative suffix = "undaa" (is there?). Standard yes/no question formation.

2. డాలర్లు రూపాయలుగా మార్చాలి

   Ḍālarlu rūpāyalugā mārcāli

   I want to exchange dollars to rupees

   Usage

   Requesting currency exchange

   Grammar Note

   "-ga" is the postposition for transformation (into/as). "Marchu" (to change) + "-aali" (want to/should).

3. ఎక్స్ఛేంజ్ రేటు ఎంత?

   Eks̱cēnj rēṭu eṃta?

   What is the exchange rate?

   Usage

   Checking the exchange rate before exchanging money

   Grammar Note

   Financial and banking terms are almost entirely English loanwords in Telugu. "Enta" covers all numerical/price questions.

4. బ్యాంక్ అకౌంట్ తెరవాలి

   Byāṅk akaunt teravāli

   I want to open a bank account

   Usage

   Requesting to open a new bank account

   Grammar Note

   "Teravu" (to open) + "-aali" (want to/should). "Teravadam" is always used for opening accounts in Telugu.

5. నగదు తీసుకోవాలి

   Nagadu tīsukōvāli

   I want to withdraw cash

   Usage

   Withdrawing cash at an ATM or bank

   Grammar Note

   "Tisukovadam" (to take/withdraw) is a very common compound verb. "Nagadu" (cash) derives from Persian/Arabic "naqd".

6. ఈ చెక్ క్యాష్ చేయగలరా?

   Ī cek kyāṣ cēyagalarā?

   Can you cash this cheque?

   Usage

   Requesting to cash a cheque at the bank

   Grammar Note

   "Cheyagalaraa" is the potential interrogative of "cheyadam" (to do). "-galara" means "can you?" politely.

7. మనీ ట్రాన్స్‌ఫర్ ఎలా చేయాలి?

   Manī ṭrānspar elā cēyāli?

   How do I make a money transfer?

   Usage

   Asking how to make a money transfer

   Grammar Note

   "Ela" (how) asks for method. Even when financial terms are English loanwords, the grammatical frame remains Telugu.

8. పాస్‌బుక్ అప్‌డేట్ చేయాలి

   Pāsabuk apḍēṭ cēyāli

   I need to update my passbook

   Usage

   Requesting passbook update at the bank

   Grammar Note

   Passbook updates are important in Indian banks. The English loanword + "cheyaali" (want to do) structure is very common.

9. లోన్ కోసం ఏమేమి కావాలి?

   Lōn kōsaṃ ēmēmi kāvāli?

   What documents are needed for a loan?

   Usage

   Asking what is required to apply for a bank loan

   Grammar Note

   "Ememi" is the doubled interrogative "what all things." "Kosam" (for/in order to) is the purposive postposition.

10. నా కార్డ్ బ్లాక్ అయింది

    Nā kārḍ blāk ayiṃdi

    My card has been blocked

    Usage

    Reporting a blocked bank card to the bank staff

    Grammar Note

    English "block" + "ayindi" (became) expresses passive/resultative meaning. "Verb+ayindi" marks change of state in Telugu.

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